I was seriously injured in a car accident, who pays for my medical bills and lost wages?

 

A:

Under Virginia law, the at-fault driver's insurance is responsible for reimbursement of your medical bills and lost wage up the applicable policy limits. However, it is very rare for the at fault driver's insurance to pay for your bills as they are incurred. You are usually responsible for payment of your medical bills when you receive treatment. You will then get reimbursed for those medical bills at the time of settlement. In most cases, it is best to use any available health insurance, Medicare, or Medicaid to pay for your medical treatment after a motor vehicle accident. The at-fault driver's insurance will still be responsible for reimbursing you for the amount of those bills. And although you may have to repay what Medicare or Medicaid pays, you won't have to worry about your bills going into collection while your case is pending.


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